NOTICE OF DEFAULT AND ...
Date Listed: September 2
Newspaper ID #2650427
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NOTICE OF DEFAULT AND INTENT TO SELL TIMESHARE ESTATE S.C.CODE § 27-32-325(5) Port OÂ' Call Horizontal Property Regime Â- Unit 106/Week 4 Hilton Head Island, Beaufort County, South Carolina TO: Thomas F. Ring, Julie S. Ring PO Box 778315 Las Vegas, NV 89077 NOTICE IS HEREBY GIVEN that you are in default of your obligation to Port OÂ' Call Condominium Ownership Association, Inc. (Port OÂ' Call) in the amount of One Thousand Four Hundred Fifty-five and 57/100 Dollars (1,455.57), with respect to the timeshare property described herein, for assessments for common expenses, late charges and interest authorized by Article 15 of the master deed of Port OÂ' Call horizontal property regime recorded on May 30, 1985 in the Office of the Register of Deeds for Beaufort County, South Carolina, in Book 421 at pages 221-294,, and for which indebtedness a claim of lien was duly filed in the Office of the Register of Deeds for Beaufort County on July 3, 2014 in Book 100 at Pages 848-850, and that Port OÂ' Call intends to sell the timeshare estate identified below, of which you are the obligor(s), owner(s) and/or junior interest holder(s), to satisfy such indebtedness through a non-judicial foreclosure proceeding pursuant to the South Carolina Timeshare Lien Foreclosure Act, S.C. Code § 27-32-300 et. seq. Port OÂ' Call Horizontal Property Regime - Unit 106/Week 4 Hilton Head Island, Beaufort County, South Carolina DMP No. 540-015-000-315A-106-004 If you fail to cure the default or take other appropriate action with regard to this matter within thirty (30) calendar days after the date of this notice, you will risk losing your interest in this timeshare estate through a non-judicial foreclosure procedure. However, under the non-judicial procedure, you will not be subject to a deficiency judgment or personal liability for the lien being foreclosed even if the sale of your timeshare estate resulting from the non-judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. You may object to the sale of your timeshare estate through the non-judicial foreclosure procedure and require foreclosure of your timeshare interest to proceed through the judicial process. An objection must be made in writing and received by the trustee, James Day Donohoe, Esq. at his address below, before the end of the thirty-day time period. You must state the reason for your objection and include your address on the written objection. In a judicial foreclosure proceeding that results from your objection, you may be subject to a deficiency judgment and personal liability for the lien being foreclosed if the sale of your timeshare estate resulting from the judicial foreclosure is insufficient to satisfy the amount of the lien being foreclosed. Furthermore, you also may be subject to a personal money judgment for the costs and attorneyÂ's fees incurred by the lien holder in the judicial foreclosure proceeding if the court finds that there is a complete absence of a justifiable issue of either law or fact raised by your objections or defenses. You have the right to cure your default at any time before the sale of your timeshare estate by payment of all past due loan payments or assessments, accrued interest, late fees, taxes and all fees and costs incurred by the lien holder and trustee, including attorneyÂ's fees and costs, in connection with the default. LAW OFFICES OF JAMES DAY DONOHOE 3 Cottonwood Lane Hilton Head Island, SC 29926 (843)342-5851 By: /s/ James Day Donohoe James Day Donohoe, Esq. Trustee Date: July 18, 2014 (IPAD:2650427)
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