My son's health insurance policy was canceled because it did not meet the standards of the Affordable Care Act. He lives in Colorado. He is 31, engaged to be married and is busy, living his life. He called me to complain that he doesn't have time to shop for insurance. Being the ever-helpful mom, I volunteered to research it for him on HealthCare.gov. I was directed to Connect for Health, the Colorado state marketplace. I entered his ZIP code and his age and, quick as a whistle, I had a list of 78 policies from private insurance companies like Kaiser Permanente, Blue Cross, etc. available to him. Each policy highlighted deductibles, copays, options like dental, vision, pharmacy and of course, premiums. In addition, the policies were quality rated from zero to five stars based on customer satisfaction ratings. After applying filters to choose the type and premium I knew he was looking for, I chose three 5-star-rated policies and did a side-by-side comparison. I called my son the next day with my research. He was surprised at the number of choices, the ease of using the website and the premiums. He, like all the rest of us, had heard all the horror stories about all of the above. Colorado has created a wonderful and efficient marketplace to provide access to health care for all its residents. South Carolina â€" not so much.