I'm writing in response to a Dec. 30 letter regarding the high deductibles in the Affordable Care Act plans. The letter writer blames this entirely on the insurance industry, a common target for such disdain. He may be surprised to learn that it is actually the ACA itself that is entirely responsible for these plans with their high deductibles. The ACA mandates such plan designs and they are the only type any health insurance company can offer.
Like the writer, I also would prefer affordable health care for all. I just don't believe that a government takeover and rearrangement of the finest health care system on Earth is the way to accomplish this. So far, the ACA has caused the loss of health insurance for approximately 5 million people (with many more to come,) while 1.1 million have (possibly) enrolled in the new ACA plans. I say possibly because no one knows yet how many have completed enrollment and paid their first premium, both of which are required to put coverage in effect.
By the way, the number of people who've lost or will be losing their individual medical coverage because of the ACA (described by the White House as an essentially meaningless, small percentage of the population) is about the same as the number of uninsured Americans endlessly hyped by liberals as the reason we had to have the ACA. So far, the ACA is doing a better job of "uninsuring" the insured than it is of insuring the uninsured.
Hilton Head Island